Renters Insurance: Securing Your Personal Property

Renters Insurance: Securing Your Personal Property

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Being a renter it might not cross your mind to get renters insurance. Nonetheless, it is highly important to equip your valuable belongings with protection against unforeseen threats.

Regardless if you live in a suburban rental condo or in downtown Columbia SC,, the importance of insurance for renters remains the same. Frequently, people believe they will be covered under their landlord's insurance policy. But, this is sadly mistaken.

Most landlord’s insurance policies focus on the actual building and the permanent fixtures. But, this does not include a renter's personal possessions in the event they come under harm or theft.

In other words, if a potentially damaging event like a fire, theft or flood occurs, you would bear the cost for their replacement, unless you are equipped with renters insurance.

Investing in renters insurance will also ensure protection from liability claims. For instance, if a visitor slips and falls within your rented property and decides to sue, here your renter’s insurance policy can cover legal costs and any awarded damages.

To sum up, the protective benefits of renters insurance are significant for renters, and is an investment worth considering. Whether you rent in Columbia SC’s downtown or in its suburbs, it is wise to secure your assets with a reliable renters insurance.

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